ߤ줿ˤ֥ (ǥå)

Ȥä㥳ȥǥå/ѥå(Хۡɤιʬ)ǻ񻺷ԤäƤ̥꡼ޥߤ줿ˤ䤪ΤȤˤĤƸ֥䤪ʳä⤷ޤ



åȥ

Х󥬡ɤľΤβǽ äȤƤɤʤΤˤʤꤽ

vanguard


Х󥬡ɤܤľΤ˾ФȤä󤸤ޤ

ƥХ󥬡ɡܤǥեľΤƤȤˤ³ͳ(Bloomberg)
̤λ񻺱ѲҥХ󥬡ɡ롼פܤθĿȸľƤƤ롣ƹ٤̾٤ޤ㤤ܤ¸ߴᡢѻ񻺤䤽ȤƤ롣

ˡͤɽΥǥӥåɡؤΥ󥿥ӥ塼ǡľΤβǽƤȤǤХ󥬡ɤɾϼǤ륢ꥫΤߤʤ餺ܤǤ⤯ܤǤХ󥬡()äʡĤȤȤʹޤ

ˤƱ褦ľΤΤȤƻޤǤޤƱ褦ƻǤ
嵭ƻϤޤǸƤȤȤǶŪäϤʤΤȤȤƤͻҸǤΤǤ礦


Ϥ礦BloombergεäΤȤۤƱߥ󥰤Ǹ줿ǶαѲҡХ󥬡ɼҤ̩⡪Х󥬡ɼҤΥǥåեɤζߤȤ¸֥åȥȤθ§פȤϡȤ񤯤ˤäƥХ󥬡ɤˤĤƤĴ٤Ƥޤ

κݤˡܤǥХ󥬡ɤľΤ򤷤ɤʤꤽȤȤĴ٤ƹͤƤޤ

ȤȤǡܤǥХ󥬡ɤľΤ򤷤ɤʤꤽȤȤ򾯤񤤤Ƥߤޤޤ֥ܥιͤǶɽ٥ȥ֥פߤäȻפäʹƤ

³ɤ







벼뺾ǤϤʤä꿮 - 󽷤0.01%ݥȰ

saisonam_logo

꿮ϥ֥ߡƥ󥰤˻äʤޤΤǡϿƤ˥塼Ǥ

꿮Ƽο󽷤

310˰ʲΤ褦ʥץ쥹꡼ޤ
꿮 2 ܤΥե Ѵѡʿ󽷡˰ΤΤ餻(꿮ץ쥹꡼)

2007ǯˤǽΥ꿮¦ο󽷰Ǥ󡦥Х󥬡ɡХХ󥹥եڤ񻺷ãͥեξ0.01ѡȥݥΰȯɽޤ (ޤΥХ󥬡ɤΥեɤο㸺Ϥޤ꿮¦ο󽷤ΰϽΤȤǤ)

³ɤ



ǥåȤϹ⥳ȤΥƥ֥եɤΤ㥳ȥǥåեɤŤƤ뤫鴶դ٤

Thank You

ǥåȤ㥳ȤեӤΰĤ˷ǤƤޤ
Τˡ修󽷤⤤⥳ȥƥ֥եɤɤʤȤƤޤ

Фơ֥ǥåȤϹ⥳ȤΥƥ֥եɤΤ㥳ȥǥåեɤŤƤ뤫鴶դ٤ȤոޤǤ礦


ˡ⥳ȤΥƥ֥եɤβž㤬ˤʤäƤƼ뤫㥳ȥǥåեɤŤʤʤäơǥåեɤԤ줿ꡢ˰¤ǥåեɤФˤʤäȤޤ礦
ǤǤ

³ɤ



å׸¤ȳETFȥåȥ

libra

å׸¤ȥåȥ

Ŀͤ񻺱ѤڷҤʤɤ˰Ǥ֥å׸¡פλĹ⤬Ƥ롣Ĺϣǣ3760ߤãǯƱ飸ä
300ߤ鱿ѤǤʲå׸(пʹ 2014/6/28)

ȶˤȡΥå׸¤ηۤǯ棹Σߡ


å׸¤λ⤬Ƥ褦Ǥ򺣤ĶDZѤˤäʬ⤢Сήαƶ⤢Ǥ礦ǶΥå׸¤ϺۤäƤꡢ(ե)å׸¤Ǥؤ礷Ƥޤ
ʥå׸¤γ礤˹׸ƤեɥåǤϤӥʤΤǤ礦
³ɤ



Х󥬡ɤΥåȥȤ餷Ȥ

1025˥Х󥬡(ԡ:һ)Ť줿Ȥ⤢äơХ󥬡ɴϢʹޤ

ڻ͡Х󥬡λåݡȡ
ҤΥХ󥬡ɻ뻡ĥ˻äޤ (""õ from )
ƹХ󥬡ɥĥݡ(߲߾ŹΥࡦ)

ΥХ󥬡ɻ뻡ĥˤϻäƤʤΤDzäϽ񤱤ޤ󤬡Х󥬡ɤ餷ȤߤʬƤ񤤤Ƥߤޤ

Ρ""õ from פˤ񤫤Ƥޤat-costȤͤǽפǤХ󥬡ɤϤäƤޤ
What can be better than low-cost? At-cost investing. At Vanguard, a fund costs you what it costs us to run it.

ϻȿʡȤߤʬäƤΤǤlow-costat-costȤѸ̤˥Х󥬡ɤä򤷤Ƥޤ㥳Ȥͥ줿Ȥߤat-costȤƤΤǤХ󥬡ɤ˷ɰդʧʤ餳Ϥäȶ̤٤


at-costλȤߤ餷

ޤϤ󤶤˸Ƥ뤳ȤǤˤ㤤Expense Ratio(⿮)ǤȳʿѤ1.12%ФХ󥬡ɤΥեɤʿѤ0.20%
1.12% vs 0.20%㤤ˤʤäƤޤ



ơExpense RatioʳλȤߤǤ

11ɥʲλĹˤǯ20ɥθ¼
㥳ȡפȤʤ̵ɤΤǤ礦Х󥬡ɤ1ɥ(Υ졼Ȥ80)ʲ¤񻺤ˤե20ɥ/ǯθ¼(Account Service Fee)ħƤޤ

2¤񻺻Ĺ5ɥ̤ϸ¼̵
Х󥬡ɤϸܵҤ¤񻺻ĹǶ̤Ƥޤ
~5ɥ롧Core
5ɥ50ɥ롧Voyager
50ɥ100ɥ롧 Voyager Select
100ɥFlagship
Υ饹˼륵ӥäƤꡢ嵭Υե20ɥμݤΤ5ɥʲȰֲCore饹ǤVoyagerʾǤѤ̵ˤʤޤ

3Admiral SharesȤ㥳Ȥʥե
Ǥ0.20%ʿѤExpense RatioǤǥåեɤˤƤ1ɥʾ塢ƥ֥եɤˤƤ5ɥʾۤǤ¿Admiral SharesȤExpense RatioΥեɤޤ

4ۺǽ3000ɥ롢ɲ100ɥ*Ȥ (*ưΩ50ɥ)
ܤǤϴŪ1ߤǤޤޤҤˤäƤ500ߤΤ褦˾ǽǤ
Х󥬡ɤǤˤ3000ɥ(24)ɬǤޤɲˤƤ100ɥ롢ΩǤ50ɥ뤫ȷ褷ƺۤ㤯ޤ

͡ VanguardΥ
Vanguard mutual fund accounts
Vanguard Personal Services—assistance you can count on


嵭4ĤλȤߤ˶Ƥޤ

եɤαѤˤϥȤޤ
ܤ¿ҤΤ褦˸´ʤǤϡ鷺ʳۤեɤäƤʤܵҤϡȡȤʤޤ
50ߤͭʤܵҤ0.20%ʤʤǯ1000ߤμˤʤޤ󡣤οͤθ¤ƱդơĤǤ˹礤ޤ
ַ1ߤϤפȤܵҤξ硢1ǯָǤ12ߤ¤ĹǤ0.20%äƤǯ240ߤμפˤޤ

ǥեɤαѤ³ƤȤСï¾οͤˤΥȤ򲡤դ뤳ȤˤʤꡢեΤμ񤷤ʤޤ

at-costɸ֤Х󥬡ɤǤϸܵܿͤ饳Ȥħ褦ʻȤߤǤФƤϥե20ɥθ´Сξ۸¤륳Ȥ¾ͤžǤ뤳Ȥʤܿͤô褦ˤǤޤ
¤Ĺ⤬Expense Ratioפ礭ʤΤǸ´ʤDZĤǤ褦ˤʤޤ
Τ褦ʻȤߤˤХեɤExpense Ratio뤳Ȥưפˤʤޤ


ָ´̵ͭסֻĹ˱Expense Ratio㤦եɡס̵̤ͭΤ褦˻񻺳ۤ˱ѡӥ٥ΰ㤤ϡӥͥȤƥХ󥬡ɤ³ƤͥƤȤߤǤ礦

ܤǤ֤꾯ۤ㤨סָ´ʤΤ褦ήǡХ󥬡ɤΤ褦at-costָ´̵ͭסֻĹ˱Expense Ratio㤦եɡס̵̤ͭȤȤߤߤ褦ȤҤϤޤ

Х󥬡ɤΤ褦ʻȤߤߤҤǤƤƤΤǤϤʤǤ礦ĤȻפȿ̡ܤǤΥӥͥǥŸΤϤñǤϤʤǤ

ܤǤľΥեɤ/ߥʡʤɤϿ͵ޤܵҤȱѲҤζӤĤȤƤFace to FaceФͤ⤤褦ˤפޤ(ΥݡȤˤ褦˥Х󥬡ɤWeb)
ޤĤβҤǽۤ1ߤ줿ˤ⤽ΤۤȤɤŪʰոä褦ˡФͤ礭Ǥ
´ؤ񹳴⶯褦˻פĥХ󥬡ɥǥʸŪ˹ʤ⤷ޤ

ϡɤ餬ɤ/ȤȤǤϤʤܻؤ٤٥ȥ뤬㤦ȤäǤ餳񤷤ɤ餫ʤ餫ˤ˥ФƽλǤɤˤΤǰɤǶषƽȤϤʤ

Х󥬡ɤ϶ϫȤΤȤǤΥǥ뤳ȤϤʤʤ񤷤Ǥ



- ܥ
10ʬΥå1000䤹! ̱ΤΥܥ
Ϣ
ؤϢϲ᡼륢ɥ쥹ޤǤꤤޤ
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